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⛵ Marine Finance Specialist

Marine Finance for
Boats, Yachts & Jet Skis

From aluminium tinnies to luxury yachts — we finance all types of watercraft with competitive rates and fast approvals.

Marine Finance
50+
Lenders
15+
Years Experience
Same Day
Response
All Vessels
Financed

Every type of watercraft
and marine vessel

Whether you’re after a weekend fishing boat or a luxury yacht, we have a marine finance solution for you.

🛥️

Aluminium Boats

Tinnies, centre consoles, and aluminium runabouts for fishing and leisure.

Fibreglass Boats

Ski boats, bowriders, wakeboard boats and all fibreglass recreational craft.

🌊

Jet Skis

All personal watercraft including Seadoo, Yamaha, Kawasaki and more.

Yachts

Sailing yachts and keelboats from small racers to blue-water cruisers.

🛳️

Cabin Cruisers

Flybridge and cabin cruisers for extended cruising and entertaining.

🎣

Commercial Vessels

Charter boats, dive vessels and commercial marine for business operators.

🛶

Pontoons

Pontoon boats for lake and river leisure, entertaining and fishing.

🐡

Inflatables

RIBs, inflatable tenders and rigid hull inflatables for any purpose.

Marine finance from a
broker who understands boats

🏦

Specialist Marine Lenders

We access lenders who specialise in marine finance — not just banks who dabble in it. That means better outcomes and fewer surprises.

📋

Private Sales Handled

Buying privately? We handle all the paperwork and pay the vendor direct. Simple and secure for both buyer and seller.

Fast Pre-Approvals

Get pre-approved before you visit a dealer or private seller. Know your budget and buy with confidence.

💰

Competitive Rates

Marine finance rates vary significantly by lender. We compare 50+ options to find you the best rate available for your profile.

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Flexible Terms

Marine finance from 1 to 7 years. Package the vessel, trailer and accessories into one loan for maximum simplicity.

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All Credit Considered

Credit challenges? We have marine finance options for a range of credit profiles and can often find a solution where banks can’t.

Get on the water in three simple steps

1
📲

Apply Online

Tell us about the vessel and your situation. Dean will respond the same day with your options and next steps.

2
🔍

We Compare Lenders

Dean searches marine finance specialists to find the best rate and structure. We negotiate and handle all documentation.

3
💰

You Get Funded

Funds paid direct to the dealer or private seller. You pick up your vessel and hit the water.

Estimate your marine finance repayments

Weekly
$0
per week
Fortnightly
$0
per fortnight
Monthly
$0
per month

* Estimate only. Actual repayments vary by lender and individual circumstances. Get an accurate quote.

Marine finance questions answered

Can I finance a boat through a private sale?
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Yes. We regularly arrange marine finance for private sales. You’ll need the seller’s details, vessel registration and a description of the boat. We pay the seller directly on settlement — making it safe and simple for everyone involved.
What deposit do I need for marine finance?
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Many marine finance products require no deposit. Some lenders may require 10-20% depending on the vessel age, type and your credit profile. We’ll find the best option for your deposit position and budget.
Can I finance a jet ski?
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Yes. Personal watercraft (PWC) including jet skis, seadoos and wave runners can all be financed. We can often package the PWC with a trailer into a single loan for simplicity. Minimum loan amounts typically apply (usually $5,000+).
How long are marine finance terms?
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Marine finance terms typically run from 1 to 7 years for recreational vessels. Longer terms may be available for higher-value vessels. We’ll help you find the right term to balance affordable repayments against total interest cost.
Can I finance an overseas or imported vessel?
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Financing an overseas vessel is more complex and not all lenders will do it. Some specialist lenders will consider imported vessels once they have clear Australian registration and compliance. Talk to Dean about your specific situation for an honest assessment.

Get Your Free Finance Quote

No credit impact • Same day response • 50+ lenders compared

Ready to get started?

Apply online and get marine finance sorted fast. Your next adventure on the water is waiting.

Apply Now →