Transport & Equipment Finance | Figure Out Finance

Finance for Trucks, Equipment & Transport Businesses — Built for the People Who Keep Australia Moving.

Whether you’re an owner operator, a growing transport business, or need new equipment to take on the next job — we access multiple lenders to find finance that fits how you actually work.

→ Get My Free Finance Check

✓ No obligation
✓ 15+ years finance experience
✓ Multiple lenders checked
✓ WA-based broker

Why Businesses Choose Figure Out Finance

15+

Years
Finance experience across WA transport and equipment sectors.

Multiple
Lenders

One application
We check your options across our lender panel.

Years
Automotive industry background — we know equipment values and dealer margins.

“Dean knows his stuff. Got our trucks financed when two banks knocked us back. Fast, straight-talking, no BS.”
— Transport business owner, WA

What Can You Finance?

If it earns income, we can likely help finance it.

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Prime Movers & Semi-Trailers

New or used. Owner operator to fleet.

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Rigid Trucks & Tippers

Light to heavy commercial.

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Excavators & Earthmoving

Construction, civil, agricultural.

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Forklifts & Warehouse Equipment

Upgrade without killing cashflow.

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Vans & Light Commercial

Couriers, tradies, delivery.

⚙️

Plant & Machinery

Manufacturing, fabrication, mining support.

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Bus & Coach

Charter, tourism, school runs.

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Trailers & Attachments

Refrigerated, flatbed, curtainsider.

→ Check What I Can Finance

One Broker. Multiple Lenders. No Bank Runaround.

Most business owners don’t have time to approach five different banks, fill out five sets of forms, and wait weeks for an answer. We do the legwork for you. One conversation with us means your scenario gets assessed against our full lender panel — so you get options, not rejection letters.

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Fast turnaroundPre-approvals available.
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Self-employed and ABN holders welcomeLow-doc options may be available.
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New and used equipmentPrivate sale, dealer, or auction.
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Flexible structuresChattel mortgage, finance lease, commercial hire purchase.
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Credit history considered in contextWe look at the full picture.
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No hidden surprisesWe explain what you’re signing before you sign it.

How It Works — 3 Simple Steps

Tell Us What You Need

Fill in our short online form — takes about 2 minutes.

We Check Your Options

We match your scenario against our lender panel.

Get Your Finance Sorted

We handle the paperwork and submission.

→ Start My Finance Check — It’s Free

No credit check required to enquire. No obligation. WA-based broker.

Frequently Asked Questions

Do I need a perfect credit history to apply?

Not necessarily. Lenders assess your full situation — credit history, income, the asset, and the deal structure. If there’s a story behind your credit, tell us.

I’m self-employed with an ABN. Can you help me?

Yes. Many of our clients are sole traders or small business operators. Low-doc or no-doc options may be available depending on your situation.

How long does approval take?

Some approvals come back same-day. More complex scenarios may take a few days. We’ll keep you updated throughout.

What documents will I need?

For most enquiries — not much upfront. Typically: ID, last 2 tax returns or BAS statements, and information about the asset.

What loan amounts do you work with?

From around $10,000 up to multi-million dollar equipment finance packages.

Do you charge fees?

We’re paid by the lender if a loan settles. We’ll always be upfront about any fees before you commit.

Can you finance used equipment bought privately?

Yes. Private sale, dealer, or auction — we work with all of them.

Stop Waiting. Get Your Finance Sorted.

One conversation could be all it takes. No obligation, no credit check to enquire.