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🚚 Commercial Vehicle Finance

Commercial Truck Finance
for Australian Businesses

Prime movers, rigids, tippers, trailers and fleets. We understand commercial vehicle finance and work with lenders who specialise in it.

Commercial Truck Finance
50+
Lenders
15+
Years Experience
Same Day
Response
All Trucks
Covered

Every type of commercial
truck and trailer

From owner-operators buying their first prime mover to fleet businesses expanding their operations — we’ve got you covered.

🚈

Prime Movers

Kenworth, Volvo, Mercedes, Mack and all major brands. New and used.

🚛

Rigid Trucks

Body trucks, cab-chassis, curtainsiders and all rigid configurations.

🚧

Tippers

Single, tandem and quad-axle tippers for construction and mining.

🚜

Trailers

Semi-trailers, B-doubles, flat tops, refrigerated and livestock trailers.

❄️

Refrigerated Trucks

Reefer units and refrigerated trailers for cold chain logistics.

🏗

Crane Trucks

Franna, slewing cranes, EWPs and all crane configurations.

🛢️

Tankers

Fuel tankers, water tankers and bulk liquid transport vehicles.

🚌

Fleet Vehicles

Fleet finance for growing businesses — structured to maximise cash flow.

Commercial truck finance
done properly

Most brokers dabble in commercial. Dean specialises in it.

💰

Chattel Mortgage Specialists

We structure truck finance to maximise your tax benefits. Chattel mortgage, hire purchase and finance lease — we know which suits your situation.

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ABN & Self-Employed Welcome

Owner-operators with as little as 1 day ABN can qualify. We have specialist lenders for new-to-industry owner-operators.

Fast Approvals

Commercial vehicle approvals often within 24-48 hours. We know what lenders need and get it right the first time.

🏦

50+ Commercial Lenders

We access specialist commercial vehicle lenders not available to the public — meaning better rates and approval outcomes.

📋

Low Doc Options

Don’t have two years of financials? We have low doc and no-financials options for qualified owner-operators.

🚗

21+ Years Automotive Background

Dean understands commercial vehicles, their values and what lenders look for. That industry knowledge makes the difference.

Get your truck funded
in three steps

1
📲

Apply Online

Tell us about your business, the truck you need, and your situation. Takes less than 5 minutes. Dean will be in touch the same day.

2
🔍

We Compare Lenders

Dean searches commercial specialist lenders to find the best rate and structure for your business. We handle all the paperwork.

3
💰

You Get Funded

Once approved, your truck is funded direct to the vendor. Get on the road faster with fast commercial settlements.

Estimate your truck repayments

Weekly
$0
per week
Fortnightly
$0
per fortnight
Monthly
$0
per month

* Estimate only. Actual repayments depend on lender, fees, GST treatment and individual circumstances. Get an accurate quote.

Truck finance questions answered

Can I finance a truck for my business?
+
Yes. Truck finance is available to sole traders, companies, partnerships and trusts. Established businesses, new ABNs and owner-operators can all apply. We’ll match you with the right lender for your structure and situation.
Do I need a deposit for truck finance?
+
Many truck finance products are available with no deposit, particularly for established businesses. A deposit can reduce your repayments and may be required by some lenders for higher-risk profiles or older vehicles. We’ll find the best structure for your situation.
Can I finance used or older trucks?
+
Yes. We have lenders who finance older commercial vehicles beyond what mainstream banks will do. Age and condition restrictions vary — talk to Dean about your specific truck and we’ll find a lender that works.
What is a chattel mortgage?
+
A chattel mortgage is the most common business vehicle finance structure. You own the asset from day one and the lender holds a mortgage over it as security. You can claim the GST, depreciation and interest as business deductions (subject to your accounting treatment). It’s typically the most tax-effective structure for GST-registered businesses.
Can self-employed and owner-operators get truck finance?
+
Absolutely. We specialise in self-employed and owner-operator scenarios. Low doc products are available for those who can’t provide full financials. Even if you’re new to operating, we have lender options who understand the transport industry.

Get Your Free Finance Quote

No credit impact • Same day response • 50+ lenders compared

Ready to get started?

Apply online today and get a same-day response. Commercial truck finance done right.

Apply Now →