Australia’s Asset
Finance Specialist

Asset finance is a loan secured against a physical asset — like a car, truck, equipment or boat. Instead of paying the full purchase price upfront, you borrow the funds and repay them over an agreed term with interest. Common structures include chattel mortgage, finance lease, hire purchase and consumer loans.

Many asset finance products require no deposit at all. Some lenders may require 10-20% for certain assets or credit profiles. We’ll assess your situation and find lenders that match your deposit position — including no-deposit options where available.

Yes. We finance new and used assets including private sale purchases. Age restrictions vary by lender and asset type — for example, vehicles are typically financed up to 12-15 years old at time of payout. We’ll find a lender that fits your specific asset.

Many applications receive a same-day or next-business-day response. Once you submit your application, Dean will contact you promptly, gather any required documents, and submit to lenders. Pre-approvals can often be issued within hours so you can shop with confidence.

A formal loan application does result in a credit enquiry. However, we use soft assessments and lender matching before formally applying wherever possible. We submit to the lender most likely to approve you — minimising unnecessary enquiries on your credit file.